Budgeting & Personal Finance
Budgeting & Personal Finance tools -- a subcategory of Finance & Budgeting
Replace Popular SaaS
31 Tools
Actual
26KLocal-first personal finance app with envelope budgeting, bank sync, and cross-device synchronization.
Firefly III
23KFirefly III lets you run modern financial manager. It helps you to keep track of your money and make budget forecasts. It entirely on your own server.
Polar
9.6KSelf-hosted budgeting & personal finance tool that provides comprehensive payment solution.
Lago
9.4KLago handles billing system that handles metering as a self-hosted solution.
Wallos
7.6KReleased under GPL-3.0, Wallos provides lightweight personal subscription tracker with statistics and optional notifications on self-hosted infrastructure.
Sure
7.4KReleased under AGPL-3.0, Sure provides all-in-one personal finance platform. Track on self-hosted infrastructure.
ezbookkeeping
4.5KEzbookkeeping is a self-hosted accounting replacement for Mint, Quickbooks, and more.
Financial Freedom
2.8KFinancial Freedom is a self-hosted budgeting & personal finance tool that provides alternative to Mint and YNAB for budgeting and building wealth while...
Spliit
2.6KSpliit is a self-hosted budgeting & personal finance replacement for Bitly, Buffer, and more.
ExpenseOwl
1.4KReleased under MIT, ExpenseOwl provides extremely simple expense tracker with a beautiful UI on self-hosted infrastructure.
Meteroid
1KMeteroid gives you pricing and billing platform on your own infrastructure.
OpenBudgeteer
944OpenBudgeteer is a C#-based application that provides budgete app based on the Bucket Budgeting Principle.
Firefly-Pico
874Firefly-Pico gives you firefly III companion web app for effortless transaction tracking on your own infrastructure.
WYGIWYH
828WYGIWYH is a self-hosted budgeting & personal finance replacement for Mint and YNAB.
Abacus
806Abacus lets you run mobile application for Firefly III entirely on your own server.
Budget Board
730Budget Board is a self-hosted budgeting & personal finance replacement for Mint and YNAB.
Waterfly III
629Waterfly III is a self-hosted budgeting & personal finance tool that provides android client for Firefly III.
monetr
613Monetr gives you manage your money confidently with monetr, putting aside what you need and spending what you want on your own infrastructure.
BudgetBee
516BudgetBee is a JavaScript-based application that provides personal finance management system.
Wapy.dev
483Wapy.dev lets you run subscription management platform entirely on your own server.
Ocular
455Ocular gives you simplistic and straightforward budgeting app to track your budget across months and years on your own infrastructure.
Actual AI
424Actual AI is a TypeScript-based application that provides categorize transactions in Actual Budget using AI.
Subtrackr
398Subtrackr lets you run subscription management application entirely on your own server.
DollarDollar Bill Y'all
329DollarDollar Bill Y'all is a self-hosted budgeting & personal finance tool that provides expense tracking and bill-splitting application.
Subscription Manager
322Subscription Manager handles track subscriptions and manage expenses as a self-hosted solution.
DumbBudget
313DumbBudget handles stupidly simple personal budget as a self-hosted solution.
Ignidash
217Ignidash gives you personal finance planning app on your own infrastructure.
Piglet
110Piglet is a Python-based application that provides simple web app for managing household budgets.
SparkyBudget
107SparkyBudget handles personal finance management app as a self-hosted solution.
Thrifty
95Released under BSD-2-Clause, Thrifty provides simple monthly income and expense tracker on self-hosted infrastructure.
SpendSpentSpent
70Self-hosted budgeting & personal finance tool that provides easy-to-use expense tracker.
Why Self-Host Your Budgeting and Personal Finance Tools?
Mint shut down in 2024, forcing millions of users to migrate their financial data to Credit Karma. YNAB costs $99/year and requires connecting your bank accounts to their servers. Every cloud-based finance tool asks you to hand over your most sensitive data — bank credentials, transaction history, spending patterns, and net worth — to a company that can change its terms, get acquired, or shut down. Self-hosted budgeting tools keep your financial data on your own hardware, period.
Actual is a fast, privacy-focused budgeting app with envelope-style budgeting, bank sync via GoCardless, and a clean interface that runs in your browser. Firefly III provides comprehensive personal finance management with double-entry bookkeeping, automatic transaction categorization, and detailed reporting. For mobile access, Firefly Pico and Waterfly-III offer companion apps that connect to your Firefly III instance. Wallos specializes in subscription tracking — showing you exactly what recurring charges you are paying across all services.
The ecosystem covers every niche. OpenBudgeteer supports multi-currency budgeting. Spliit handles shared expense splitting for roommates or travel groups. ExpenseOwl provides simple expense tracking without the complexity of full accounting. Budget Board and BudgetBee offer visual budget dashboards. DumbBudget strips budgeting down to its essentials for users who find Firefly III or Actual too complex. Actual-AI adds intelligent transaction categorization using local LLMs. Unlike YNAB or Quicken, none of these tools require a subscription — your budget data lives on your server indefinitely, even if the project stops being maintained.